Credit Union Auto Loans

If you are planning to buy a new or used car, Bellco Federal Credit Union offers flexible auto loans and financing that can help you save money! Our low rates can help you get the vehicle you want with a payment that fits your budget.  

Bellco FCU is a member-owned, not-for-profit federal credit union. With two convenient branches in Wyomissing and Sinking Spring, PA, we cater exclusively to members and their needs with a wide variety of financial services.

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you are welcome to remain a member for life, whether you leave your current employer, retire, or move away. 

Auto Loans from Bellco FCU

Bellco FCU can help you save money on your auto loan from the day you drive off the lot! The features include:

  • Competitively low rates on new or used car, trucks and motorcycles

  • Wide range of affordable payment options

  • Pre-approval for extra bargaining power at the dealership

  • Local Pennsylvania decision-making and processing

  • Friendly, knowledgeable service from start to finish

  • Refinancing your current vehicle loan is also available

We also offer quick loan processing, an easy online loan application, and other great options when financing your car, truck or motorcycle.

In addition to auto loans, Bellco FCU also offers competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, snowmobiles, and more.

Get Your Loan Approved at the Dealership

Bellco FCU works hand-in-hand with most dealerships in Berks County to make buying a car virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot. 

Visit a participating dealership, mention that you are a member of Bellco FCU and would like Bellco’s low-rate financing, and you will receive a financing decision in minutes. It's like having a loan officer at the dealership with you! 

Once approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot. If you are not yet a Bellco FCU member, you can join at any of the dealerships listed on our website and start the loan process right away.

When it’s time for a newer, more reliable vehicle, get great rates on auto loans and financing at Bellco Federal Credit Union in Wyomissing and Sinking Spring, PA.