Credit Cards With 0 APR

If you’re in the market for new credit cards, consider the options from Bellco FCU for a 0% APR paired with numerous other benefits. We’ll provide you with incredible spending power along with the protections and good rates of the credit union. Build your credit with a Visa credit card issued by Bellco Federal Credit Union.

Why Choose a Credit Union?

You might wonder why a credit union is a great source for a credit card. People often assume that traditional banks are the way to go, overlooking all of the benefits that come with local service and a not-for-profit motivation.

Bellco Federal Credit Union began as Bell Telephone Credit Union in 1938. We’re owned by our members, and our board is elected from among them. Since we’re not beholden to shareholders, our motivation is to pass savings on to our customers. We serve the individuals and businesses of Berks County, PA, with special financial services and products.

Checking and savings accounts; home, auto, and personal loans, and even credit cards are available when you’re a member of Bellco FCU. Decisions are made locally; service is friendly, and banking transactions are modern and accurate. When you prefer flexibility and personalization, we’re your best option for a financial institution.

How Do You Become a Member?

Becoming a member of Bellco FCU is extremely simple. People who live, work, worship, or attend school in Berks County, PA are eligible to join the credit union. Those who have a grandparent, parent, sibling, child, or spouse who is a member are also qualified. Simply make a deposit into a member savings account and complete a few extra steps. The deposit can be as low as $5! Once you’re a member, it’s for life, regardless of whether your change jobs, retire, or move away.

Credit Card Options

To find the right credit card for you, consider the two options provided by Bellco FCU. They’re both Visa credit cards, offering purchase power both in-store and online to practically anywhere in the world.

The first option is the Platinum Preferred card. This Visa card has a 0% APR for the first year and no annual fee. You can track your transactions via online banking and make mobile payments. We offer zero liability insurance for lost or stolen cards as well as easy replacement. Bellco Loan Protection is available for this credit card. 

The second option is the Platinum Preferred with Extra Rewards. It’s also a Visa with 0% APR for the first year. This card offers many of the same benefits, plus rewards. You’ll bank one rewards point for every dollar spent, allowing you to quickly accumulate valuable points that you can redeem for gift cards, travel costs, and even airline costs. As with your credit card balance, you can manage your points online.

Bellco FCU should be your source for credit cards with 0% APR if you’re eligible to become a member of the credit union. You’ll have a superior credit card along with access to various other financial products. Best of all, you’ll be treated in a friendly manner from start to finish. Our goal is to improve our community, and that community begins with you!