Checking Accounts Reading, PA

Bellco Federal Credit Union, serving Reading and Berks County, PA since 1938, offers fee-free checking and savings accounts and other valuable products and services that can help you become financially empowered.

If you live, work, worship, or attend school in Berks County, you are eligible for membership in Bellco FCU and can take advantage of:

  • Classic Checking – This checking account features no monthly service fee, no minimum deposit to open, no minimum balance requirements, unlimited check writing, a free Visa® debit card, and free online banking with bill pay, mobile banking and eStatements.

  • Kasasa Cash – This is free checking with high interest. It enables you to earn high dividends regardless of your balance. In addition to all of the features of our Classic Checking account, you’ll enjoy $20 per month in refunds on ATM fees nationwide (with at least 12 debit card transactions per month) as well as access to thousands of surcharge-free ATMs via the CU$ Network.

  • Kasasa Cash-Back – This checking account pays you on everyday debit card purchases just for using your card! You’ll also enjoy all of the features of our Classic Checking account, plus refunds on ATM fees nationwide, up to $20 per month as long as you make at least 12 debit card transactions a month, and access to thousands of surcharge-free ATMs via the CU$ Network.

  • Kasasa Tunes – In addition to all features of our Classic Checking account, this free checking account awards you $20 in Amazon®, Google Play®, and iTunes® downloads of music, movies, apps, and e-books when you sign up, and then up to $5 every month, provided you make at least 12 debit card transactions per month and enroll in and use eStatements and online banking.

With these checking account options from Bellco FCU, members enjoy free checking and higher interest rates than the big banks pay. And your money is always safe. Our accounts are insured by the NCUA up to $250,000, providing the same benefits as FDIC insurance for a bank account.

Why Choose Bellco FCU?

Bellco FCU provides a level of service that is generally not available at other banks and financial institutions. Earnings from interest on loans and credit cards are returned to members in the form of low interest rates on loans, high-yield investment accounts, and low- or no-fee accounts.

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

We are just as convenient as a bank because our branches are located right in the communities we serve, in Wyomissing and Sinking Spring, PA. Members can also cash checks, withdraw money, make deposits and loan payments, transfer funds, and more at thousands of participating branches and ATMs in the CO-OP Credit Unions network across the nation and around the world. 

If you are also looking for home lending solutions, credit or debit cards, auto loans, an excellent savings program, or loans and accounts to help you grow your small business, we have a product that will meet your needs. 

Bellco FCU in Reading, PA, goes above and beyond to ensure that we meet your needs with fee-free checking and savings accounts, competitive loans, and other financial planning services. Become a member today!