Car Loans Wyomissing, PA

Car shopping without researching the type of automobile you want and the best steps for financing it would be a mistake. Choosing Bellco Federal Credit Union as your source for car loans in Wyomissing, PA, maybe the best option to make sure that the ride you prefer winds up in your driveway! 

A not-for-profit, member-owned federal credit union, Bellco FCU, originated as Bell Telephone Credit Union in 1938. We remain committed to the community, serving the financial needs of residents and businesses to encourage growth and sustainability throughout Berks County, PA.

An Optimal Car Purchase Plan

Consider this example of a purposeful car buying plan. 

Step 1: Choose the right make and model for your family’s budget and lifestyle.

Step 2: Browse a participating dealership for the preferred vehicle.

Step 3: Submit an application for low-rate financing options through Bellco FCU and get your answer momentarily.

Step 4: Finalize contract and leave with your newly purchased car, truck, or motorcycle. 

Good news for those who believe they can’t take advantage of our low rates and friendly service because they aren’t members of Bellco FCU! Membership is fast and easy; you can even join at any of the partner dealerships before beginning your loan process. If you’re a family member of a member or if you live, work, worship, or attend school in Berks County, PA, you’re eligible to become a member of Bellco Federal Credit Union to take advantage of our financial products and services, even auto financing. 

Becoming a member is a surprisingly simple process. All that’s required is a $5 deposit into a Member Savings account. That’s it. Once a member, you’ll stay a member. Whether you move away, change jobs, or experience another life change, your membership will remain, and Bellco FCU will still offer all financial products and services for your benefit. 

From checking and savings to loans for all purposes, Bellco Federal Credit Union proudly offers a friendly face, professional expertise, and close commitment to the community and its members without charging the same costly fees as for-profit banks.

Approval at the Dealership

If you’re a Bellco FCU member, you can get approved right at the dealership at several locations in the area. We have partnerships with these dealers to complete the application, receive approval, and finalize paperwork while at the new or used car lot. 

When you start your shopping experience, make sure that you choose a dealership within our partnership plan, mention your membership upon arrival, and we’ll deliver supportive financial options the same day. Your vehicle purchase will be fast and as painless as possible. 

The Power of Pre-Approval

With pre-approval for car financing through Bellco FCU, you’ll have enhanced bargaining leverage while shopping for the best price on your automobile. The dealer will know that you are a sure purchase as long as the price is right.

Our credit union also proudly offers competitive rates for financing a variety of other vehicles, including ATVs, boats, jet skis, snowmobiles, or other recreational equipment. 

Your efforts to prepare for car shopping in Wyomissing, PA, should include far more than browsing for a nice paint job. Evaluate your needs regarding features and style, consider the value of the makes and models in the running, and look to Bellco FCU for car loans.