Car Loans Reading, PA

Do you need a newer, more reliable vehicle? Get great rates on car loans and financing at Bellco Federal Credit Union in Reading, PA!

Bellco FCU can help you save money on your auto loan from the day you drive off the lot.  We offer members an easy online loan application, quick processing, and other great options when financing their cars, trucks or motorcycles. 

We also offer competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, snowmobiles, and more. 

Whether you are looking for a new or used car, Bellco’s low auto loan rates help you get the vehicle you want with a payment that fits your budget.  We offer a wide range of repayment terms, local decision-making and loan processing, and attentive, friendly service from start to finish.

Get Approved at the Dealership

We work hand-in-hand with most dealerships in Berks County to make buying a car virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot. 

Visit a participating dealership, mention that you are a member of Bellco FCU and would like Bellco’s low-rate financing, and you will receive a financing decision in minutes. It's like having a loan officer right beside you at the dealership! 

Once approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot. If you are not yet a Bellco FCU member, you can join at any of the dealerships listed on our website and start the loan process right away.

Not Yet a Bellco FCU Member?

Unlike banks, credit unions serve a group or community with a common bond. For example, many employers sponsor their own credit unions. The college you or your children attend may sponsor its own credit union. This means there are rules about who can join, but you may be surprised to learn how easy it is! 

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you are welcome to remain a member for life, whether you leave your current employer, retire, or move away. 

Compare your car loan financing options in Reading, PA, by starting your online application Bellco FCU today. Enjoy the kind of efficient, personalized service that only your credit union can provide.