Business Loans Kutztown, PA

Businesses of all shapes and sizes require financial services and products. From start-ups to generational family businesses, Kutztown, PA, companies can find the business loans and management services they need at Bellco Federal Credit Union.

Bell Telephone employees, joining forces to help each other, founded Bell Telephone Credit Union in 1938. Bellco Federal Credit Union evolved from this organization. We stand today as a member-owned, not-for-profit, federal credit union that provides special financial products and services to the citizens and businesses of Berks County, PA.

Bellco FCU offers a variety of products and services that support your short-term and long-term business objectives, such as low-interest rates on loans, no-minimum-balance business checking and savings accounts, and a variety of free account management services, with virtually all of the same technological amenities you would find at your local bank.

Bellco is Business-Friendly

Having an established relationship with a supportive financial institution will help build and maintain a successful business. If you need to finance a brick and mortar location, lease or buy equipment, expand your business, or need funds for any other business pursuit, let Bellco FCU provide the assistance you need.

Bellco Federal Credit Union offers several loan products for small businesses including the following:

  • Commercial real estate mortgages and refinancing

  • Residential real estate mortgages and refinancing

  • Building construction, development, and expansion

  • Company auto or equipment purchases or leasing

  • Business credit cards (up to $15,000)

  • Secured lines of credit

  • SBA 504 and 7A financing

Bellco FCU has taken the hassle out of the loan application process. We stringently review small business loans like any other bank or financial institution, but we take our relationships with business owners in the communities we serve into account. Our decision-making process is handled locally, by people you know and who know you, considerably speeding up the loan approval process.

Because Bellco FCU is smaller than a traditional bank and exists only to serve our member-owners, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process.

Bellco FCU also offers other financial services and products that support your business objectives, such as Bellco Business Checking, which comes complete with no minimum balance or direct deposit requirements, a suite of easy-to-use internet and smartphone services, and a Visa® debit card.

Bellco FCU Membership Comes with Business Advantages

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a Bellco Business Savings account. Deposit a minimum of $5 to establish and maintain your membership and take advantage of other Bellco FCU accounts and services.

If you’re a small business owner in Kutztown, PA, or dream of becoming one, keep in mind how Bellco Federal Credit Union can provide flexibility and competitive rates for business loans as well as checking and savings accounts, lines of credit, and other financial services and products.