Business Loans Berks County, PA
Bellco Federal Credit Union in Berks County, PA, offers small business loans to help you grow your small business. Whether you need to purchase equipment, finance your commercial real estate, or expand your business, we can help!
Bellco FCU is a member-owned, not-for-profit federal credit union that has been providing unique financial products and services to individuals and small businesses in Berks County since 1938.
We offer lower rates on business loans than you may find at for-profit banks, faster loan approval, more flexibility on business checking accounts, better returns on savings accounts, free financial education, and more.
Why Choose a Credit Union for Your Small Business?
Like banks, credit unions accept deposits, make loans, and provide a wide variety of other financial services. Banks, however, are focused on generating maximum profit for their stockholders.
Credit unions are not-for-profit institutions that are owned and operated by members. At Bellco FCU, members come first, and decisions are made with their best interests in mind. Earnings on loans and credit cards are returned to members in the form of friendly service, low-interest rates on loans, higher dividends on savings, and fewer fees.
If you are looking for better options in terms of checking, savings, and loans for your small business, Bellco FCU can provide an excellent combination of products, rates and services. But there are other benefits, too!
You become a part-owner. When you join a credit union like Bellco FCU, you become a partial owner. This means that your small business along with other individual members and businesses have an equal voice in how the credit union is run.
Lower cost; higher returns. In most cases, you pay less interest on credit cards and loans at credit unions than at banks. You may also be able to qualify for a smaller business loan than what you would find at a bank, such as an equipment loan.
Value-added services. Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process. Bellco FCU also offers other financial services and products that support your business objectives, such as no-minimum-balance business checking accounts and a variety of free account management services.
Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a Bellco Business Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.
Credit unions like Bellco FCU in Berks County, PA, are committed to helping your business grow and thrive by means of small business loans and a variety of other products and services. We will genuinely listen to your needs and offer solutions with the compassion of a true neighbor. Contact us today to find out how we can help.