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Budgeting and Reducing Expenses

Budgeting and Reducing Expenses

Any financial advisor, banker or investment broker will tell you the same thing if you are pursuing financial independence, budget! And more than just creating a budget, it is imperative that you stick to it!

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Building a Wealth Snowball

Building a Wealth Snowball

The vast majority of people who achieve financial success do so over long periods of time. If you are 19, you have over 40 years to set yourself up for financial success and even small steps now will make a big difference over the long run. A lot of monetary growth occurs from the concept of compounding interest. Over short periods of time, any investment or savings do not create large returns, but over decades, compounding interest can help you create a truly impressive wealth snowball!

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How to Decide It's Time to Buy a Home

How to Decide It's Time to Buy a Home

Maybe it's spotting a for sale sign on that funky cottage you've always admired on your morning bike ride. Or a friend raves about the perks and privacy at the chic new condo she?s just purchased. Maybe you're tired of roommates or just want to tend your own garden.

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Credit and Credit Scores

Credit and Credit Scores

Credit and credit scores, you hear about these terms on a regular basis and many of you actively engage in the changing of your score daily! But what exactly is credit, what is a credit score, and how do you improve your score?

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