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Current Savings Rates PDF Print E-mail

Rates effective as of September 1, 2010. Rates subject to change without notice.

Savings and Club Accounts
APY*
Regular Savings Account
0.15%
Vacation Club Account (Funds can be withdrawn at any time without incurring a fee)
0.50%
Christmas Club Account (Funds automatically transfer to member's savings account in October;Penalties apply for early withdrawal.) 1.00%
*APY is the Annual Percentage Yield.


 

Certificates of Deposit (Minimum Deposit of $500)
Dividend Rate
*APY
 
 
 
6 Months
0.55%
0.55%
12 Months (1 Year)
0.70%
0.70%
24 Months (2 Years)
1.00%
1.00%
36 Months (3 Years)
1.50%
1.51%
48 Months (4 Years)
2.25%
2.27%
60 Months (5 Years)
2.50%
2.53%
*APY is the Annual Percentage Yield. Penalties apply for early withdrawal.


 

Certificates of Deposit (Minimum Deposit of $25,000)
Dividend Rate
*APY
12 Months (1 Year)
0.80%
0.80%
24 Months (2 Years)
1.10%
1.11%
36 Months (3 Years)
1.60%
1.61%
48 Months (4 Years)
2.35%
2.38%
60 Months (5 Years)
2.60%
2.63%
*APY is the Annual Percentage Yield.

 

 

 

Right Start Student CD (Minimum Deposit of $100)
Dividend Rate
*APY
 60 Months (5 Years)
3.50%
3.56%
*APY is the Annual Percentage Yield.


 
IRAs (Individual Retirement Accounts)
Dividend Rate
*APY
 
1.00%
1.00%
*APY is the Annual Percentage Yield.

IRA Certificate of Deposits
All IRA Certificate of Deposits are at the same rates/terms/minimum deposit requirements as our regular Certificate of Deposits. Penalties apply for early withdrawal.

Money Market Accounts
Dividend Rate
*APY
$2000 - $20,000
0.30%
0.30%
$20,001 - $50,000
0.40%
0.40%
$50,001 +
0.60%
0.60%
Minimum balance of $2,000 to earn interest.
*APY is the Annual Percentage Yield.

Last Updated on Friday, 03 September 2010 21:52