If you need immediate loan approval, just call the Credit Union and utilize our 24-Hour Loans by Phone Service. Call 610-373-5192, choose option #2 and then choose option #3 (24-Hour Loans by Phone) A friendly representative will be available to assist you any time of day.
If you're like most people, it's usually during the off peak hours that you decide you need a loan. The moment you decide you need financing (or re-financing) you can call the credit union for an instant loan approval or apply online.
Whether our lobby is open or not, there is a real person waiting to approve your loan, seven days a week, 24 hours a day.
Just call us at 610-373-5192, select option #2, then select option #3.
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The Credit Union is the perfect place to apply for a Home Mortgage Loan when you are buying a home. We offer several convenient options and terms that can accommodate any budget or lifestyle. You'll get one-to-one service with our experienced loan specialists during the entire application and closing process. 
Bellco currently offers both new and used auto loans. Our loan specialists can meet with you to discuss what best fits your current financial situation. The application process is quick and easy, and we currently offer competitive terms and rate up to 84 months for new autos and 60 months for used autos.
Signature loans are unsecured personal loans. Signature loans are great for large purchases, small emergencies, or unexpected items. Personal loans range in terms up to five years. Both secured and unsecured are loans are available.
During the summer months and during the holidays, Bellco Federal Credit Union offers its members a short term loan. Loan terms can be up to 12 months with a maximum borrowed amount of $2,000.00.
Home equity loans are available to home owners with terms ranging from five years to twenty years. A home equity loan is based upon the amount you still owe on your home and the appraised value of your home. For example, if your mortgage has a balance of $70,000 and the appraised value of your home is $100,000, you may be eligible to borrow up to $30,000. The interest you pay on your home equity loan may be tax deductible. *Check with your financial advisor.
A Home Equity Line of Credit (HELOC) is a combination of a line of credit and equity loan secured by real property. A maximum loan amount is established based on credit and equity. A mortgage is recorded against the potential borrower’s property for said maximum loan amount. The potential borrower has the right to borrow, as needed, up to the amount of the credit line. Bellco offers home equity lines of credit up to a twenty year term.
HOW TO APPLY FOR A CREDIT UNION LOAN
- You can call the Credit Union to schedule an appointment to meet with one of our loan specialists.
- You may utilize our 24-hour loans-by-phone service by dialing the credit union's main telephone number at 610.373.5192, select the lending menu and select 24 hour loans-by-phone.
- You may apply for auto financing directly at participating car dealerships.
Click here for a list of participating dealers.
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